| Risk |
Frequency |
Severity |
Both |
Neither |
Risk Management Method(s) |
Loss Control Ideas |
| |
|
|
|
|
|
|
| Slips,Trips, and Falls |
Yes |
No |
No |
No |
Reduction |
Routine Facility Maintenance |
| |
|
|
|
|
Reduction |
Implement Maintenance Charts |
| |
|
|
|
|
Reduction |
Implement Regular Repair Schedules |
| |
|
|
|
|
Reduction |
Stay on top of Snow/Ice Removal |
| |
|
|
|
|
Reduction |
Signage in Wet Areas, Exits, Stairways |
| |
|
|
|
|
Reduction |
Deductibles |
| |
|
|
|
|
Retention |
Insurance Coverages |
| |
|
|
|
|
Transfer |
|
| |
|
|
|
|
|
|
| Playgrounds |
Yes |
Some Potential |
Yes |
No |
Avoidance |
Remove Aged, Worn and Damaged Equipment |
| |
|
|
|
|
Reduction |
Check Fall Protection Against Industry Standards |
| |
|
|
|
|
Reduction |
Provide Supervision When/Where Applicable |
| |
|
|
|
|
Retention |
Deductibles |
| |
|
|
|
|
Transfer |
Insurance Coverages |
| |
|
|
|
|
|
|
| Fighting and Horseplay |
No |
Some Potential |
No |
Yes |
Reduction |
Establish/Communicate Rules/Consequences |
| |
|
|
|
|
Avoidance |
Dismiss Chronic Offenders |
| |
|
|
|
|
Transfer |
Insurance Coverages |
| |
|
|
|
|
|
|
| Organized Sports/Clubs |
Potentially |
Yes |
Yes |
No |
Reduction |
Remove Aged, Worn and Damaged Equipment |
| |
|
|
|
|
Reduction |
Inspect Playing Fields/Courts/Weather Before Play |
| |
|
|
|
|
Reduction |
Require Pre-Participation Physicals |
| |
|
|
|
|
Reduction |
Hire Trained/Experienced Instructors |
| |
|
|
|
|
Reduction |
Implement Appropriate Training/Conditioning Programs |
| |
|
|
|
|
Retention |
Deductibles |
| |
|
|
|
|
Avoidance |
Weigh Cost/Benefit of Offering High Risk Sports |
| |
|
|
|
|
Transfer |
Require Parent Permission and Waivers to Participate |
| |
|
|
|
|
Transfer |
Require Physician Approval to Return After Injury |
| |
|
|
|
|
Transfer |
Insurance Coverages |
| |
|
|
|
|
|
|
| Vehicle |
No |
Potentially |
No |
No |
Reduction |
Appropriate Vehicle Maintenance |
| |
|
|
|
|
Reduction |
Driver Screening |
| |
|
|
|
|
Reduction |
Implement Safety Procedures Including Seat Belts |
| |
|
|
|
|
Transfer |
Insurance Coverages |
| |
|
|
|
|
|
|
| Animal Related |
No |
Potentially |
No |
No |
Avoidance |
Prohibit Dogs on the Grounds or in Buildings |
| |
|
|
|
|
Reduction |
Inspect and Act on Reportings of Wild Animals/Bee Hives |
| |
|
|
|
|
Transfer |
Insurance Coverages |
| |
|
|
|
|
|
|
| Other |
No |
Yes |
No |
No |
Reduction |
Remove Aged, Worn and Damaged Equipment |
| |
|
|
|
|
Reduction |
Hire Trained/Experienced Instructors |
| |
|
|
|
|
Reduction |
Implement Regular Safety Training Procedures |
| |
|
|
|
|
Reduction |
Provide Supervision When/Where Applicable |
| |
|
|
|
|
Avoidance |
Weigh Cost/Benefit of Offering High Risk Labs/Electives |
| |
|
|
|
|
Transfer |
Insurance Coverages |
| |
|
|
|
|
|
|
| Abuse and Neglect |
No |
Potentially |
No |
No |
Avoidance |
Faculty and Staff Screening Including Criminal |
| |
|
|
|
|
|
Background Checks |
| |
|
|
|
|
Reduction |
Establish/Communicate Rules/Consequences |
| |
|
|
|
|
Reduction |
Establish Procedures for Dealing with Accusations |
| |
|
|
|
|
Reduction |
Seek Out Experts on the Subject and Engage in Other |
| |
|
|
|
|
|
Training and Prevention |
| |
|
|
|
|
Transfer |
Insurance Coverages |
| |
|
|
|
|
|
|